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Bertrand's Medicare Solutions

Knowledge is the antidote to fear. We are fearful of things in life simply because we don’t understand.

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A Few Words About Us

Bertrand’s Medicare Solutions brings 18 years of award-winning service. We strive to be more than just an agency. We will walk you through every step of your individual Medicare needs. We bring you the resources to guide you to the many helps programs most people do not know about.


We take care of every member as family, helping one senior at a time.

LET'S WORK TOGETHER

What is Medicare?

Medicare is a federal health insurance program in the United States that primarily covers individuals who are 65 and older. It also provides coverage to some younger people with disabilities. Medicare helps pay for a variety of healthcare services, including hospital stays, doctor visits, prescription drugs, and preventive care. It consists of several parts:

  • Medicare Part A (Hospital Insurance)

    • Part A covers inpatient hospital care, skilled nursing facility care, hospice care, and some home health services.
    • Most people do not have to pay a premium for Part A because they or their spouse paid Medicare taxes while working.
  • Medicare Part B (Medical Insurance)

    • Part B covers services from doctors and other healthcare providers, outpatient care, medical equipment, and preventive services.
    • It requires a monthly premium, and there may be an annual deductible and coinsurance.
  • Medicare Part C (Medicare Advantage)

    • Part C offers an alternative way to receive your Medicare benefits through private insurance plans approved by Medicare. These plans often include Parts A and B, as well as prescription drug coverage (Part D).
    • You may pay a monthly premium in addition to your Part B premium if you choose a Medicare Advantage plan.
  • Medicare Part D (Prescription Drug Coverage)

    • Part D helps cover the cost of prescription drugs. You can get Part D coverage as a standalone plan or as part of a Medicare Advantage plan.
    • It requires a monthly premium, and costs for medications can vary depending on the plan.
  • Medigap (Medicare Supplement Insurance)

    • Medigap policies are private insurance plans that can help pay for some of the out-of-pocket costs associated with Original Medicare (Parts A and B), such as copayments, deductibles, and coinsurance.
    • Premiums for Medigap plans vary depending on the plan and the insurance company.
  • Medicare Preventive Services

    • Medicare covers a range of preventive services, such as vaccinations, screenings, and wellness visits, to help maintain your health and catch potential issues early.

In Conclusion

Medicare is a vital program that helps many Americans access healthcare services as they age or face disability. It's important to understand the specific details and costs associated with each part and to enroll in the appropriate coverage based on your needs.


If you're eligible for Medicare, you can typically enroll during certain periods, so it's important to be aware of these enrollment periods to ensure you have the coverage you need.

Contact us today to see if you qualify, with no obligation!

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